Manchester Locksmiths Advice: Is Your Current Lock Supporting Your Insurance Requirements?

By Ilechukwu Magnus


You need an updated lock to effectively protect your home. A lot of home insurance companies in Manchester now request that clients have certain locks installed in their doors and windows. To really understand whether you have the right type of locks, contact Manchester locksmiths in your area.

Quality Manchester Locksmiths- What Are British Standards For Household Locks?

The home insurance companies in British now request clients to comply with the British standard BS3621:2004. There are specific directives as to what locks should be used and where they should be used.

These are the qualities of locks that are used:
* They have to be mortive deadlock
* Rim deadlock
* The glass doors must be fitted with key operated mortice rack bolt
* Solid doors must be installed with 10 inch deadbolt
* Aluminum or PVC doors must be fitted with multi-point locking system
* Top and bottom keys should be fitted on patio doors
* Double doors, French doors, and windows, should have key-fitted locks on each sleeve

Many insurance companies require the use of these locks on:
* The front doors
* All back doors
* Patio doors
* Double doors
* French doors
* All windows

Manchester Locksmiths In Your Area - If You Didn't Update Your Locks, Will It Affect Your Insurance?

You may still be covered by your old insurance and lock if you already have an insurance before changes were made to the British lock requirements. However, if a burglary should occur while you are still using the old insurance and lock, there are chances that you may forfeit your claims.

If you are new to looking for home insurance, most insurance companies will not provide you with a quote until your locks have been updated to British Standard BS3621:2004.

The Importance of These Standards
To effectively benefit from your home insurance policy, it is important that you obtain the right locks from Manchester locksmiths.

It is true that you will have to pay for these locks from your pocket but using an experienced Manchester locksmith will help you in a number of ways:
* You will gain insurance discounts
* Serve as a good protection measure for your family and belongings
* Your house will be protected from intruders
* Make it harder for burglars to exit your home once they have broken in
* It will enhance your chances of obtaining insurance quotes from the top insurance companies in the Manchester area.

It is important that you upgrade the lock of your house before you get home insurance quotes. The right Manchester locksmiths are aware of current insurance standards and will assist you with the protection you need in order to be in compliance with your insurance provider. Low budget Manchester Locksmiths




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